Michael Villa Terms and Conditions
Effective Date: February 17, 2025
Welcome to Michael Villa. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
You agree to use our website and services only for lawful purposes and in compliance with these Terms. You may not:
Violate any applicable laws or regulations. Misrepresent your identity or provide false information.Interfere with or disrupt the security or functionality of the website. Transmit viruses, malware, or harmful code.
We reserve the right to restrict or terminate access if we suspect misuse of our services.
Michael Villa provides information and assistance for final expense insurance. However, submitting a request does not guarantee coverage. Final approval is determined by insurance providers based on eligibility criteria. Quotes and coverage details provided are subject to change based on underwriting decisions. We are not responsible for decisions made by insurance carriers.
Your use of our website is also governed by our Privacy Policy. By using our website, you consent to the collection and use of your personal data as described therein. We do not distribute personal information with third parties for marketing purposes. For more details, please review our Privacy Policy.
By providing your contact information, you agree that we may contact you via:
Phone calls, including pre-recorded messages and auto-dialing.
Emails and SMS messages.
SMS Opt-Out & Assistance:
You can cancel the SMS service at any time by texting "STOP" to the shortcode. After sending "STOP," you will receive a confirmation message, and you will no longer receive SMS messages from us. To rejoin, you must opt-in again as you did initially. If you experience issues with the messaging program, reply with "HELP" for assistance, or contact us at [email protected]. Carriers are not liable for delayed or undelivered messages. Message and data rates may apply. Message frequency varies. Contact your wireless provider for text or data plan details.
All content on this website, including logos, text, graphics, images, and software, is owned or licensed by Michael Villa and is protected by copyright and trademark laws. You may not reproduce, distribute, or use our content without express written permission.
To the fullest extent permitted by law, Michael Villa is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or services. We do not guarantee that our website will always be available, secure, or error-free.
Our website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of these third-party sites.
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website constitutes acceptance of the revised Terms.
If you have any questions or concerns regarding these Terms, please contact us at:Email: [email protected]